Beware of cheques in the post from your credit card lender

If you receive a cheque in the Xmas post from your

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credit card lender, watch out, ( term assurance ) these gifts may not be all they seem.

The run up to Christmas is bonanza time for credit card companies. They know that ( mortgage quotes ) people often run low on cash and they take the opportunity to promote spending and additional borrowing.

With these cheques, you are invited to make out the cheques for your Xmas ( car insurance policy ) purchases or to use them to ( cheap loans ) pay money into your current banking account. However, this extra money can be horrendously expensive!

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Your home may be repossessed if you do not keep up your repayments on a mortgage or any debt secured on it.
Loans may be secured on your home or other property. Think carefully before securing other debts against your home.
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